Recurring spending intelligence
The infrastructure behind recurring
consumer spending.
Idle is a UK analytics platform that identifies recurring payments, silent price rises and EV charging overspend from a customer's bank statement. The consumer product is operated at useidle.uk.
Sample report
2 duplicates · 1 unused
Illustrative example. Figures shown are representative of the categories Idle detects, not a real customer account.
One Amazon, not four.
UK statements are messy. The same merchant can appear under several names. Idle groups them so you see the full picture, not the noise.
You probably overpaid to charge last month.
Not because rapid charging is expensive — because there was usually a cheaper one nearby, a membership that didn't break even, or a home tariff window you missed.
Gridserve at 79p · Tesla 3 min away at 43p.
Ionity Passport — used twice since signup. Hasn't paid for itself.
A third of your overnight kWh is landing at the day rate.
Statements deleted after 30 days.
We never move money or initiate payments.
PDF or CSV upload. No Open Banking.
Distribution at the moment of intent.
Idle surfaces verified spending categories — broadband, energy, insurance, mobile, EV charging, SaaS — at the point a user has just seen a price rise or an unused subscription. We work with comparison services, switching providers and affiliate networks to turn that moment into action, with full disclosure to the user.